Protection Planning

Protecting the important from the
unexpected with protection planning

Keeping your
incomesavings family future

protected, no matter what comes your way.

Giving you confidence in your future

Protection planning is more than simply buying a life insurance policy – it’s about optimising the effectiveness of your wealth for the next generation.

Without proper protection in place, you may not be able to guarantee that your wealth is passed to those you intended, in the way you intended. Fortunately, there are strategies we can explore together to make sure your wealth is passed on according to your wishes, providing for your loved ones in the future. To give you confidence in the unknown, we provide advice and services covering all forms of later life planning, critical illness cover, and more. By carefully assessing your needs and circumstances, we make sure the plans we recommend are the perfect fit for you. You’ll be able to live life on your terms, knowing you're protected every step of the way.

Getting advice.

See how we can help you
on your financial journey

Income protection

Essential income protection ensures financial stability.

Estate administration

Expert guidance for efficient estate administration.

Later life planning

Prepare for comfortable, worry-free later years.

Care planning

Financial planning for loved one's care.

Will writing

Secure asset distribution.

Critical illness cover

Critical illness cover ensures financial peace.

Will writing and aspects of Estate Administration involves the referral to a service that is separate and distinct to those offered by St. James's Place. Wills are not regulated by the Financial Conduct Authority'.

What we offer

The simple way to protect what you love

At Lester Brunt, we believe protection planning is about being prepared. We’re here to help our clients protect both their finances and family from the unexpected, making it possible to feel that little bit more prepared in the face of the unknown.

For more details about services that we offer, reach out to us on 01202 695801 or click the button below.

For more details about services that we offer reach out to us on 01202 695801, or click the button below.

Protecting what we love is the very foundation of protection planning.


In an age where the online world is at our fingertips, why shouldn’t your wealth management be there as well? Our Online Services allow you to access all your wealth investments in one smart place. Whether you’re already registered, or just about to, here are some great features that can help you get the most from your online account.

Online registration:

Registering for Online Services with an activation code allows instant access. If you haven’t got a code, please contact your adviser. Registering online ensures all information is password protected.

Set your preferences:

Set your communication preferences to receive your digital reports and electronic correspondence.


Make online debit card payment for ISA and any JISA top ups with a debit card

linked to your account, on demand and at a time that suits you. Make payments to Unit Trusts, Retirement Accounts and new ISAs. (Speak to your adviser in order to get this process started) View the value of your investments in a range of currencies and see a breakdown of

this valuation. Instant notifications when a new document is available to view.

For every client opting for paperless correspondence, St. James’s Place will donate £5,to the St. James’s Place Charitable Foundation.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds you select and the value can therefore go down as well as up. You may get back less than you invested.

The favourable tax treatment of ISAs may not be maintained in the future and is subject to changes in legislation.

Investing in their future:

Less well-known is that children can also have a pension fund as soon as they are born – and setting one up can bring significant tax advantages. Even if your child is a non-taxpayer, they will still get basic-rate tax relief on contributions. That means a maximum of £2,880 a year is automatically grossed up to take account of tax at 25%, giving an annual investment of £3,600


Want to find out more?

Get in touch today to see how one of our advisers could help you.





Your Partner, together with St. James’s Place Wealth Management plc, are the data controllers of any personal data you provide and any further information which you subsequently provide to us. For further information on our uses of your personal data, please see the Partner’s privacy policy which can be accessed on their website and St. James’s Place Wealth Management plc’s privacy policy which can be accessed at

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